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Complaints Procedure

U.K. Carline Limited – Complaints Procedure

Version 3 / Last updated: 07 October 2026

U.K. Carline Limited is an appointed representative of Product Partnerships Ltd which is authorised and regulated by the Financial Conduct Authority (registration number 626349) and their address is Second Floor, Atlas House, 31 King Street, Leeds LS1 2HL.

Our Commitment. U.K. Carline Limited always aim to provide the highest level of service to all our customers, however sometimes things can go wrong. When this happens, we want to make it easy for you to raise your concerns and for those concerns to be handled promptly, fairly, and transparently. If you are dissatisfied with any aspect of our service, we encourage you to let us know so we can investigate and put things right.

How to make a complaint

You can raise a complaint by email, phone, or in writing:

Email: complaints@ukcarline.com
Phone: 01995 641111
Address: U.K. Carline Limited, Bilsborrow Lane, Bilsborrow, Preston, PR3 0RN, United Kingdom.

To help investigate and to resolve any complaint as quickly as possible, please provide the following information:

  • Your full name and contact details
  • Full details of your complaint
  • Any details about your agreement or order details, including vehicle details if possible
  • How you would like us to make things right
  • Copies of any relevant paperwork or email trails

What Happens Next?

We will acknowledge your complaint promptly and in writing as per FCA's Consumer Duty. Our investigation will follow these timelines:

  • Resolution within 3 Business Days: If we resolve your complaint by the close of the third business day after receiving it, we will send you a Summary Resolution Communication. This written confirmation will explain that we consider the complaint resolved and provide you with details of your right to refer the matter to the Financial Ombudsman Service (FOS) if you remain dissatisfied.
  • Resolution after 3 Business Days: If we cannot resolve your complaint within three business days, we will continue our investigation. We will keep you updated on our progress.
  • Final Response (8-Week Deadline): By the end of eight weeks after receiving your complaint, we will send you either:
    • A Final Response: We will send you a written response explaining our decision, the reasons for it, and any action or redress we are offering where appropriate. If you remain unhappy, we will also explain your right to refer the complaint to the Financial Ombudsman Service and how to do so.
    • A Progress Update: If we are unable to provide a final response within 8 weeks, we will explain why and tell you when we expect to be able to do so. At this stage, you will have the right to refer your complaint to the Financial Ombudsman Service.

Commission and Motor Finance Complaints

If your complaint relates to commission, including how it may have affected your finance or lease agreement, we will look into this promptly and fairly.

We do not operate Discretionary Commission Arrangements (DCAs). This means we do not set or adjust interest rates to increase the commission we receive.

Leasing complaints: Motor leasing complaints are resolved within 8 weeks.

Finance (purchase) complaints: For some complaints involving commission on credit agreements, the Financial Conduct Authority (FCA) has paused the requirement for firms to issue a final response until 31 May 2026, while it considers an industry-wide solution.

If your complaint is affected by this pause, we will let you know and explain what this means for you, including when you can expect further updates.

If your complaint relates to other services (for example, vehicle sourcing or delivery), we will investigate and respond promptly and fairly, and we will explain the options available to you.

Complaints Involving Other Parties

If your complaint involves another party (such as a dealer, delivery company or finance provider), we will explain this clearly. Where appropriate, we may transfer the complaint, or the relevant part of it, to the responsible party and provide you with their contact details. Where responsibility is shared, we will address the aspects of the complaint that relate to us.

Escalation options

If you are not satisfied with our final response, or if 8 weeks have passed and you have not received one, you have the right to refer your complaint to the following independent bodies:

Financial Ombudsman Service

You must refer your complaint to the FOS within six months of the date of our Final Response or Summary Resolution Communication.

Exchange Tower
Harbour Exchange Square
London
E14 9SR

Tel: 0800 0234567
Email: complaint.info@financial-ombudsman.org.uk
Web: www.financial-ombudsman.org.uk

Product Partnerships Limited

U.K. Carline Limited are an Appointed Representative of Product Partnerships Limited. Therefore, you have the option of referring your complaint to our principal on the contact details provided below.

Address: Product Partnerships Limited, Second Floor, Atlas House, 31 King Street, Leeds LS1 2HL.
Telephone number: 0113 5475535
Email address: info@productpartnerships.com

BVRLA

As a member of the British Vehicle Rental and Leasing Association (BVRLA), you can also use their Alternative Dispute Resolution (ADR) service.

River Lodge
Badminton Court
Amersham
HP7 0DD

Email: complaint@bvrla.co.uk

Accessibility

We are committed to supporting all our customers, including those who may need extra help or have additional needs. If you need this information in a different format, such as large print or braille, please let us know and we'll be happy to help.

If you have any questions regarding our complaints procedure you can contact the Quality Assurance Team who will be happy to help you:

Quality Assurance Team
U.K. Carline Limited
Bilsborrow Lane
Bilsborrow
Preston
PR3 0RN
United Kingdom

Tel: 01995 641111
Email: complaints@ukcarline.com

Data Protection or Privacy Concerns

If your concern relates to how we handle your personal data — for example, the accuracy of your information, how it has been used, data security, confidentiality, or your privacy rights — your concern may fall with UK data protection law.

Examples of data protection concerns may include:

  • The accuracy of personal data we hold about you
  • Unauthorised disclosure of your personal data
  • Delays or failures in responding to a data rights request
  • Collection of data that you believe is excessive or unnecessary
  • Retention of data beyond appropriate timeframes
  • Concerns about data security or confidentiality

You can raise a data protection concern by contacting us:

Email: complaints@ukcarline.com
Phone: 01995 641111
Address: U.K. Carline Limited, Bilsborrow Lane, Bilsborrow, Preston, PR3 0RN, United Kingdom

Please clearly state that your enquiry relates to a data protection or privacy matter so we can ensure it is directed appropriately.

How We Handle Data Protection Complaints

Where a complaint relates specifically to the processing of personal data, it will be:

  • Logged and investigated;
  • We will formally acknowledge your data protection complaint within 30 calendar days of receipt.
  • We will take appropriate steps to investigate your complaint without undue delay and keep you informed of its progress; and
  • We will inform you of the outcome without undue delay.

If you are not satisfied with how we handle a data protection complaint, you have the right to raise the matter with the Information Commissioner's Office (ICO):

Information Commissioner's Office
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Website: www.ico.org.uk